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The Refund Advance loan is no longer available.

The Block in-office experience rating

4.8 (670,000+)
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Here’s how it works


After you have your taxes prepared in a participating H&R Block office, you complete the application.

If approved, you will receive a text or email with the loan amount, typically within 24 hours.

*This is an optional tax refund-related loan from MetaBank®, not your tax refund. Loans offered in amounts of $500, $750, or $1,250. +Approval and loan amount based on estimated refund, ID verification, eligibility criteria, and underwriting. If approved, funds will be loaded on a prepaid card and the loan amount will be deducted from your refund reducing the amount paid directly to you. Tax returns may be e-filed without applying for this loan. Fees for other optional products or product features may apply. Limited time offer, at participating locations. Not offered in PR. HRB Maine License Number FRA2.

You’re going to be happy. We guarantee it.


Maximum Refund Guarantee

If you discover an H&R Block error on your return that entitles you to a larger refund (or smaller tax liability), we'll refund the tax prep fee for that return and file an amended return at no additional charge. Refund claims must be made during 2017.

The H&R Block Guarantee

If H&R Block makes an error on your return, we’ll pay resulting penalties and interest.

Satisfaction Guarantee

We’re so certain you’ll be satisfied with the tax preparation services at our offices, you only pay us if you accept your returnDisclaimer number 2. Scrolls to disclaimer..